American Express Business Platinum Card

The Ultimate Power Play for Traders: Earn 200,000 Points (est value $2,000)

The 200,000-point welcome offer is one of the highest ever seen for this card. For prop traders who frequently purchase evaluation challenges and scaling plans, this is a prime opportunity to turn necessary business spend into travel & rewards value.

1. Massive Welcome Offer
Earn 200,000 Membership Rewards® points after you spend $20,000 on eligible purchases within the first 3 months of Card Membership.

2.  Approval without Impact
You can find out if you’re approved with no personal credit score impact (a hard pull only occurs if you accept the card).

3. Strategic Rewards for Prop Traders
The Business Platinum is built for high-volume digital spend. You earn:

5X Points on flights and prepaid hotels booked through AmexTravel.com.

2X Points on key business categories, including electronic goods retailers and software/cloud system providers (perfect for trading rigs and VPS subscriptions).

2X Points on any single purchase of $5,000 or more, allowing you to stack points faster on large business expenses.

4. Over $3,500 in Annual Value

With an annual fee of $895, the card more than pays for itself through specialized statement credits:

Tech Upgrades: Up to $1,150 in Dell Technologies credits (a $150 annual credit plus an additional $1,000 credit after spending $5,000 at Dell).

Software & Operations: A $250 Adobe credit for Acrobat or Creative Cloud and up to $360 in Indeed credits for hiring.

Travel Credits: Up to $600 in Hotel Credits ($300 semi-annually) for Fine Hotels + Resorts or The Hotel Collection and a $200 Airline Fee Credit for incidentals.

Elite Status: Complimentary Gold Status with Marriott Bonvoy and Hilton Honors, plus Leaders Club Sterling Status.

5. Flexible Purchasing Power
No Preset Spending Limit: Your spending capacity adapts based on your purchase, payment, and credit history, providing the flexibility needed for scaling a trading business.

35% Points Back: Get 35% of your points back when you use “Pay with Points” for eligible flights through Amex Travel, effectively making your 200,000-point bonus even more valuable.